:root{
  --charcoal:#1E1E1E; --charcoal-deep:#161616; --panel:#2A2A2A; --border:#535353; --hairline:#2A2A2A;
  --surface-hover:#242424; --panel-hover:#303030;
  --orange:#F78A12; --orange-hover:#E07D0C; --orange-press:#C96D08; --ink:#231F20;
  --gold:#DEB86F; --text:#E5E6E7; --muted:#B8B8B8; --white:#FFFFFF;
  --red:#FF5446; --green:#3EC02F;
  --sp-1:4px; --sp-2:8px; --sp-3:12px; --sp-4:16px; --sp-45:20px; --sp-5:24px; --sp-6:32px; --sp-7:48px; --sp-8:64px;
  --radius:2px; --shadow-overlay:0 30px 70px rgba(0,0,0,.55);
  --font:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
  --section-y:clamp(64px,7.5vw,112px);
  --header-h:73px;
  --ease:cubic-bezier(.22,.61,.36,1);
}
/* Self-hosted Montserrat (variable, upright + italic), no third-party font requests. */
@font-face{font-family:"Montserrat";src:url("assets/fonts/Montserrat-VariableFont_wght.ttf") format("truetype");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Montserrat";src:url("assets/fonts/Montserrat-Italic-VariableFont_wght.ttf") format("truetype");font-weight:100 900;font-style:italic;font-display:swap}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--charcoal);color:var(--text);font-family:var(--font);font-weight:300;line-height:1.6;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
  font-synthesis:none;font-kerning:normal;font-feature-settings:"kern" 1,"liga" 1;text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{color:var(--orange);text-decoration:none;transition:color 160ms var(--ease)}
a:hover{color:var(--orange-hover)}
::selection{background:var(--orange);color:var(--ink)}
h1,h2,h3,p{margin:0}
button{font-family:inherit}
[hidden]{display:none !important}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:-9999px;top:0;z-index:200;background:var(--orange);color:#231F20;padding:12px 20px;font-size:14px;font-weight:600;letter-spacing:.06em;text-decoration:none}
.skip-link:focus{left:0}

/* one focus treatment everywhere, keyboard only */
:focus{outline:none}
:focus-visible{outline:2px solid var(--orange);outline-offset:3px;border-radius:var(--radius)}
body.page-legal :focus-visible{outline-color:#B4600C}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important}
}

/* ---------- layout primitives ---------- */
.section{padding:var(--section-y) var(--sp-5)}
.section--alt{background:var(--charcoal-deep);border-top:1px solid var(--hairline);border-bottom:1px solid var(--hairline)}
.section[id]{scroll-margin-top:calc(var(--header-h) + 16px)}
.wrap{margin:0 auto;display:flex;flex-direction:column;gap:clamp(32px,4vw,48px)}
.wrap--1160{max-width:1160px}.wrap--1120{max-width:1120px}.wrap--1040{max-width:1040px}
.wrap--1000{max-width:1000px}.wrap--940{max-width:940px}.wrap--820{max-width:820px}.wrap--760{max-width:760px}
.wrap--center{align-items:center}
.head{display:flex;flex-direction:column;align-items:center;gap:var(--sp-4);text-align:center}
.grid{display:grid;gap:clamp(20px,2.2vw,28px)}
.grid--280{grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:clamp(24px,3vw,44px)}
.grid--320{grid-template-columns:repeat(auto-fit,minmax(min(320px,100%),1fr))}
.grid--380{grid-template-columns:repeat(auto-fit,minmax(min(380px,100%),1fr))}

/* ---------- type ---------- */
.h1{color:var(--white);font-weight:400;text-transform:uppercase;letter-spacing:.05em;font-size:clamp(27px,4.4vw,58px);line-height:1.22;text-wrap:balance}
.h2{color:var(--orange);font-weight:400;text-transform:uppercase;letter-spacing:.05em;font-size:clamp(24px,3.2vw,38px);line-height:1.25;text-wrap:balance}
.h2--lg{font-size:clamp(25px,3.4vw,42px)}
.h3{color:var(--orange);font-weight:600;font-size:17px;letter-spacing:.04em;text-transform:uppercase;line-height:1.35;text-wrap:balance}
.h3--wide{font-size:18px;letter-spacing:.05em}
.h3--sm{font-size:16px;letter-spacing:.06em}
.h3--tag{font-size:15px;letter-spacing:.08em}
.accent{color:var(--gold);font-style:italic;font-weight:300;font-size:clamp(17px,1.7vw,21px);line-height:1.6;text-wrap:pretty}
.accent--orange{color:var(--orange);font-size:clamp(17px,1.9vw,24px);line-height:1.5}
.accent--lg{font-size:clamp(17px,1.8vw,22px)}
.body{color:var(--text);font-weight:300;font-size:16px;line-height:1.7;text-wrap:pretty}
.body--sm{font-size:15px}
.body--card{font-size:15.5px}
.body--lede{font-size:clamp(16px,1.1vw,17.5px);line-height:1.75}
.fine{color:var(--muted);font-weight:300;font-size:13px;line-height:1.7;text-wrap:pretty}
.eyebrow{color:var(--muted);font-weight:300;font-size:13px;letter-spacing:.03em}
.fn{color:var(--muted);font-size:11px;vertical-align:super;line-height:0;padding-left:1px}
.measure-600{max-width:600px}.measure-620{max-width:620px}.measure-680{max-width:680px}
.measure-700{max-width:700px}.measure-720{max-width:720px}.measure-760{max-width:760px}
.measure-820{max-width:820px}
.tc{text-align:center}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;min-height:44px;
  background:var(--orange);border:1px solid var(--orange);color:var(--ink);
  font-weight:600;letter-spacing:.04em;font-size:13px;padding:12px 22px;border-radius:var(--radius);
  white-space:nowrap;cursor:pointer;text-align:center;
  transition:background 200ms var(--ease),border-color 200ms var(--ease),opacity 200ms var(--ease);
}
.btn:hover{background:var(--orange-hover);border-color:var(--orange-hover);color:var(--ink)}
.btn:active{background:var(--orange-press);border-color:var(--orange-press)}
.btn[disabled],.btn[aria-disabled="true"]{opacity:.55;cursor:progress}
.btn[disabled]:hover{background:var(--orange);border-color:var(--orange)}
.btn--lg{font-size:clamp(15px,1.3vw,18px);padding:20px 40px;min-height:60px;white-space:normal}
.btn--ghost{background:transparent;border-color:var(--border);color:var(--text)}
.btn--ghost:hover{background:transparent;border-color:var(--orange);color:var(--orange)}

/* ---------- announcement + header ---------- */
.bar{background:var(--orange);color:var(--ink);text-align:center;padding:10px var(--sp-5);text-transform:uppercase;letter-spacing:.14em;font-weight:600;font-size:11.5px;line-height:1.5}
.site-header{position:sticky;top:0;z-index:50;background:rgba(30,30,30,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}
.nav{max-width:1240px;margin:0 auto;padding:var(--sp-3) var(--sp-5);display:flex;align-items:center;justify-content:space-between;gap:var(--sp-5)}
.nav__logo{display:flex;align-items:center}
.nav__logo img{height:44px;width:auto}
.nav__links{display:flex;align-items:center;gap:clamp(16px,2vw,30px)}
.nav__links a,.nav__side a{color:var(--text);font-size:13px;font-weight:400;letter-spacing:.06em;text-transform:uppercase;padding:10px 0;display:inline-flex;align-items:center;justify-content:center;text-align:center}
.nav__links a:hover,.nav__side a:hover{color:var(--orange)}
.nav__side{display:flex;align-items:center;gap:var(--sp-45);flex:0 0 auto}
.nav__toggle{display:none;background:none;border:1px solid var(--border);border-radius:var(--radius);width:44px;height:44px;padding:0;cursor:pointer;flex-direction:column;gap:4px;align-items:center;justify-content:center;transition:border-color 200ms var(--ease)}
.nav__toggle:hover{border-color:var(--orange)}
.nav__toggle span{display:block;width:16px;height:1px;background:var(--text);transition:background 200ms var(--ease)}
.nav__toggle:hover span{background:var(--orange)}
/* full-screen menu sheet, phone + tablet */
.nav__sheet{
  position:fixed;inset:0;z-index:90;display:none;flex-direction:column;
  background:var(--charcoal);
  padding:calc(var(--sp-3) + env(safe-area-inset-top,0px)) calc(var(--sp-45) + env(safe-area-inset-right,0px)) calc(var(--sp-5) + env(safe-area-inset-bottom,0px)) calc(var(--sp-45) + env(safe-area-inset-left,0px));
  opacity:0;visibility:hidden;transform:translateY(-6px);
  transition:opacity 260ms var(--ease),transform 340ms var(--ease),visibility 0s linear 300ms;
  overflow-y:auto;overscroll-behavior:contain;
}
.nav__sheet[data-open="true"]{opacity:1;visibility:visible;transform:none;transition-delay:0s,0s,0s}
.nav__sheet-top{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-4);min-height:44px}
.nav__sheet-top img{height:44px;width:auto}
.nav__x{
  display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;padding:0;
  background:none;border:1px solid var(--border);border-radius:var(--radius);color:var(--text);cursor:pointer;
  transition:border-color 200ms var(--ease),color 200ms var(--ease);
}
.nav__x svg{width:16px;height:16px}
.nav__x:hover{border-color:var(--orange);color:var(--orange)}
.nav__sheet-links{display:flex;flex-direction:column;margin-top:clamp(24px,5vh,48px);border-top:1px solid var(--hairline)}
.nav__sheet-links a{
  display:flex;align-items:center;min-height:60px;padding:var(--sp-3) 0;
  border-bottom:1px solid var(--hairline);
  color:var(--text);font-size:clamp(15px,4.2vw,17px);font-weight:300;letter-spacing:.07em;text-transform:uppercase;
  opacity:0;transform:translateY(6px);
  transition:opacity 340ms var(--ease),transform 340ms var(--ease),color 160ms var(--ease);
}
.nav__sheet[data-open="true"] .nav__sheet-links a{opacity:1;transform:none}
.nav__sheet-links a:nth-child(1){transition-delay:60ms}
.nav__sheet-links a:nth-child(2){transition-delay:100ms}
.nav__sheet-links a:nth-child(3){transition-delay:140ms}
.nav__sheet-links a:nth-child(4){transition-delay:180ms}
.nav__sheet-links a:nth-child(5){transition-delay:220ms}
.nav__sheet-links a:nth-child(6){transition-delay:260ms}
.nav__sheet-links a:nth-child(7){transition-delay:300ms}
.nav__sheet-links a:active{color:var(--orange)}
.nav__sheet-foot{margin-top:auto;padding-top:clamp(24px,4vh,36px);display:flex;flex-direction:column;gap:var(--sp-4);opacity:0;transition:opacity 400ms var(--ease) 300ms}
.nav__sheet[data-open="true"] .nav__sheet-foot{opacity:1}
.nav__sheet-foot .btn{width:100%;min-height:56px;font-size:14px}
.nav__sheet-foot p{color:var(--muted);font-size:12.5px;letter-spacing:.04em}
@media (max-width:959px){
  .nav__links,.nav__side .nav__dataroom,.nav__side .btn{display:none}
  .nav__toggle{display:flex}
  .nav__sheet{display:flex}
}
@media (prefers-reduced-motion:reduce){
  .nav__sheet,.nav__sheet-links a,.nav__sheet-foot{transition:none}
  .nav__sheet-links a{opacity:1;transform:none}
  .nav__sheet-foot{opacity:1}
}

/* ---------- hero ---------- */
.hero{position:relative;min-height:clamp(560px,92vh,900px);min-height:clamp(560px,88svh,900px);display:flex;align-items:center;justify-content:center;overflow:hidden}
.hero__img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 45%}
.hero__scrim{position:absolute;inset:0;background:var(--charcoal);opacity:.55}
.hero__grad{position:absolute;inset:0;background:linear-gradient(to bottom,rgba(30,30,30,.55) 0%,rgba(30,30,30,.1) 35%,rgba(30,30,30,.85) 100%)}
.hero__inner{position:relative;max-width:1000px;padding:clamp(72px,10vh,120px) var(--sp-5);display:flex;flex-direction:column;align-items:center;gap:clamp(24px,3vh,32px);text-align:center}

/* ---------- cards ---------- */
.card{background:var(--panel);border:1px solid var(--border);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:var(--sp-4)}
.card--roomy{padding:clamp(28px,3vw,36px);gap:var(--sp-3)}
.card__icon{color:var(--orange);width:36px;height:36px;object-fit:contain;object-position:left center}
.callout{width:100%;background:var(--panel);border:1px solid var(--border);border-left:4px solid var(--orange);border-radius:var(--radius);padding:clamp(28px,3vw,36px);display:flex;flex-direction:column;gap:var(--sp-45)}
.callout__title{color:var(--orange);font-weight:600;letter-spacing:.05em;font-size:clamp(17px,1.8vw,22px);text-transform:uppercase;line-height:1.35;text-wrap:balance}
.stat{color:var(--orange);font-weight:700;font-size:clamp(40px,5vw,58px);line-height:1;letter-spacing:-.015em;font-variant-numeric:tabular-nums}
.pillar{display:flex;flex-direction:column;gap:var(--sp-4);padding-top:var(--sp-5);border-top:1px solid var(--border)}
.step{flex:1 1 260px;display:flex;flex-direction:column;gap:var(--sp-3);padding-top:var(--sp-5);border-top:1px solid var(--border)}
.step__num{color:var(--orange);font-weight:700;font-size:clamp(34px,3.6vw,46px);line-height:1;font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.steps-row{display:flex;flex-wrap:wrap;gap:clamp(24px,2.4vw,32px)}

/* ---------- bullets ---------- */
.bullets{display:flex;flex-direction:column;gap:var(--sp-3);list-style:none;margin:0;padding:0}
.bullet{display:flex;gap:var(--sp-4);align-items:flex-start}
.bullet::before{content:"";flex:0 0 auto;width:8px;height:8px;background:var(--orange);margin-top:9px}
.checks{width:100%;max-width:600px;display:flex;flex-direction:column;gap:var(--sp-45);list-style:none;margin:0;padding:0}
.check{display:flex;gap:var(--sp-4);align-items:flex-start}
.check svg{flex:0 0 auto;width:20px;height:20px;color:var(--orange);margin-top:4px}
.check p{font-size:clamp(16px,1.15vw,17.5px);line-height:1.65}

/* ---------- tables ---------- */
.table-wrap{width:100%;overflow-x:auto;overscroll-behavior-x:contain;border:1px solid var(--border);border-radius:var(--radius);scrollbar-width:thin;scrollbar-color:var(--border) transparent}
.table-wrap::-webkit-scrollbar{height:8px}
.table-wrap::-webkit-scrollbar-thumb{background:var(--border);border-radius:99px}
.table-wrap::-webkit-scrollbar-track{background:transparent}
table{width:100%;border-collapse:collapse}
.tbl-compare{min-width:620px;font-size:clamp(14px,1.05vw,16px)}
.tbl-terms{min-width:560px;font-size:clamp(14.5px,1.05vw,16.5px)}
thead tr{background:var(--orange)}
th{text-align:left;padding:var(--sp-4) var(--sp-45);color:var(--ink);font-weight:600;letter-spacing:.05em;text-transform:uppercase;font-size:12.5px;line-height:1.4}
td{padding:var(--sp-4) var(--sp-45);color:var(--text);font-weight:300;line-height:1.6;vertical-align:top;font-variant-numeric:tabular-nums}
.tbl-terms td{padding:var(--sp-4) var(--sp-45)}
tbody tr:nth-child(odd){background:var(--panel)}
tbody tr:nth-child(even){background:var(--charcoal)}
tbody tr{transition:background 200ms var(--ease)}
.th-lbl{color:var(--orange);font-weight:600;font-size:13.5px;letter-spacing:.03em;text-transform:uppercase;font-variant-numeric:normal}
.tbl-terms .th-lbl{font-size:13px;letter-spacing:.05em;width:34%}
td.dim{color:var(--muted)}
tbody tr.hl{background:rgba(247,138,18,.13)}
tbody tr.hl .th-lbl{box-shadow:inset 3px 0 0 var(--orange)}
tbody tr.hl td{color:var(--white)}
@media (hover:hover){
  tbody tr:not(.hl):hover td{background:var(--panel-hover)}
}

/* ---------- tax flow ---------- */
.flow{width:100%;display:flex;flex-wrap:wrap;align-items:stretch;justify-content:center;gap:var(--sp-4)}
.flow__step{flex:1 1 240px;min-width:220px;border:1px solid var(--orange);background:var(--panel);border-radius:var(--radius);padding:var(--sp-5);display:flex;align-items:center;justify-content:center;text-align:center;text-wrap:balance;color:var(--white);font-weight:400;font-size:15.5px;letter-spacing:.04em;text-transform:uppercase;line-height:1.5}
.flow__arrow{display:flex;align-items:center;justify-content:center;color:var(--orange)}
@media (max-width:719px){
  .flow__arrow svg{transform:rotate(90deg)}
}

/* ---------- principal ---------- */
.bio{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(320px,100%),1fr));gap:clamp(28px,3.4vw,48px);align-items:start}
.bio__photo{width:100%;height:auto;aspect-ratio:4/5;border:1px solid var(--border);background:var(--panel);object-fit:cover;object-position:50% 30%}
.bio__photo--empty{display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:12px;letter-spacing:.14em;text-transform:uppercase}
.bio__name{color:var(--orange);font-weight:600;font-size:clamp(20px,2.2vw,26px);letter-spacing:.03em;line-height:1.25}
.bio__role{color:var(--text);font-weight:300;font-size:14px;letter-spacing:.1em;text-transform:uppercase}

/* ---------- FAQ ---------- */
.faq{display:flex;flex-direction:column;border-top:1px solid var(--border)}
.faq details{border-bottom:1px solid var(--border)}
.faq summary{list-style:none;padding:var(--sp-5) var(--sp-2);display:flex;gap:var(--sp-45);align-items:center;justify-content:space-between;cursor:pointer;color:var(--orange);font-weight:600;font-size:clamp(15.5px,1.2vw,17.5px);line-height:1.45;transition:background 200ms var(--ease),color 200ms var(--ease)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{background:var(--surface-hover)}
.faq summary::after{
  content:"";flex:0 0 auto;width:14px;height:14px;
  background-image:linear-gradient(var(--orange),var(--orange)),linear-gradient(var(--orange),var(--orange));
  background-repeat:no-repeat;background-position:center,center;background-size:14px 1px,1px 14px;
  transition:background-size 260ms var(--ease);
}
.faq details[open] summary::after{background-size:14px 1px,1px 0}
.faq details p{padding:0 var(--sp-2) var(--sp-5);max-width:600px;font-size:16px;line-height:1.75;text-wrap:pretty}

/* ---------- footer ---------- */
.site-footer{background:var(--charcoal);border-top:1px solid var(--border);padding:clamp(48px,5vw,72px) var(--sp-5) clamp(32px,4vw,48px)}
.footer-top{display:flex;flex-wrap:wrap;align-items:flex-start;justify-content:space-between;gap:var(--sp-7) var(--sp-8)}
.footer-brand{display:flex;flex-direction:column;gap:var(--sp-3);flex:0 1 200px;max-width:200px}
.footer-brand img{height:58px;width:auto;align-self:flex-start;object-fit:contain}
.footer-brand p,.footer-brand a{color:var(--muted);font-weight:300;font-size:13.5px;letter-spacing:.04em;line-height:1.6}
.footer-brand a{color:var(--text)}
.footer-brand a:hover{color:var(--orange)}
.footer-nav{display:flex;flex-wrap:wrap;gap:var(--sp-6) var(--sp-8);margin-left:auto}
.footer-nav div,.footer-nav ul{display:flex;flex-direction:column;gap:var(--sp-3);list-style:none;margin:0;padding:0}
.footer-nav a{color:var(--text);font-weight:300;font-size:13.5px;letter-spacing:.05em}
.footer-nav a:hover{color:var(--orange)}
.footer-block{border-top:1px solid var(--hairline);padding-top:var(--sp-5);display:flex;flex-direction:column;gap:var(--sp-3)}
.footer-label{color:var(--muted);font-weight:600;font-size:11px;letter-spacing:.12em;text-transform:uppercase}
.sources{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:var(--sp-4) var(--sp-6);align-items:start}
.sources div{display:flex;flex-direction:column;gap:var(--sp-1)}
.sources p{color:var(--muted);font-weight:300;font-size:12px;line-height:1.65}
.legal{border-top:1px solid var(--hairline);padding-top:var(--sp-5);display:flex;flex-direction:column;gap:var(--sp-4);max-width:1000px}
.legal p{color:var(--muted);font-weight:400;font-size:12px;line-height:1.75}
.colophon{text-align:center;color:var(--muted);font-weight:300;font-size:12px;line-height:1.75}
.colophon a{color:var(--muted)}
.colophon a:hover{color:var(--orange)}

/* ---------- dialog ---------- */
dialog#call{width:100%;max-width:560px;margin:auto;padding:clamp(28px,3vw,38px);background:var(--charcoal);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-overlay);color:var(--text)}
dialog#call::backdrop{background:rgba(12,12,12,.86)}
@media (prefers-reduced-motion:no-preference){
  dialog#call{transition:opacity 220ms var(--ease),transform 220ms var(--ease);opacity:1;transform:none}
  dialog#call::backdrop{transition:opacity 220ms var(--ease);opacity:1}
  @starting-style{
    dialog#call[open]{opacity:0;transform:translateY(8px)}
    dialog#call[open]::backdrop{opacity:0}
  }
}
.dlg__head{position:sticky;top:calc(clamp(28px,3vw,38px) * -1);z-index:1;background:var(--charcoal);padding:clamp(28px,3vw,38px) 0 var(--sp-4);margin-top:calc(clamp(28px,3vw,38px) * -1);display:flex;align-items:flex-start;justify-content:space-between;gap:var(--sp-45);margin-bottom:var(--sp-2)}
.dlg__title{margin:0;color:var(--orange);font-weight:400;text-transform:uppercase;letter-spacing:.05em;font-size:clamp(18px,2vw,23px);line-height:1.3;text-wrap:balance}
.dlg__close{display:inline-flex;align-items:center;justify-content:center;background:none;border:1px solid var(--border);border-radius:var(--radius);color:var(--text);width:36px;height:36px;padding:0;font-size:18px;line-height:1;cursor:pointer;flex:0 0 auto;transition:border-color 200ms var(--ease),color 200ms var(--ease)}
.dlg__close:hover{border-color:var(--orange);color:var(--orange)}
dialog#call iframe{width:100%;min-height:620px;border:none;border-radius:var(--radius);background:transparent;display:block;margin-bottom:var(--sp-4)}
dialog#call .field span{color:var(--muted)}

/* ---------- reveal ---------- */
@media (prefers-reduced-motion:no-preference){
  .js [data-reveal].is-hidden{opacity:0;transform:translateY(12px)}
  .js [data-reveal]{transition:opacity 620ms var(--ease),transform 620ms var(--ease);will-change:opacity,transform}
}

/* ================= inner pages ================= */
.subhead{padding:clamp(56px,6.5vw,96px) var(--sp-5) clamp(32px,4vw,52px)}
.kicker{color:var(--muted);font-weight:600;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase}
.h1--page{color:var(--orange);font-weight:400;text-transform:uppercase;letter-spacing:.05em;font-size:clamp(28px,4vw,46px);line-height:1.2;text-wrap:balance}
.nav--slim{max-width:1120px}
.label{color:var(--orange);font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.stack{display:flex;flex-direction:column;gap:var(--sp-3)}
.page-legal .legal-list{margin:0;padding-left:var(--sp-45);display:flex;flex-direction:column;gap:var(--sp-2)}
.page-legal .legal-list li{color:#2A2A2A;font-weight:300;font-size:16.5px;line-height:1.75}

/* ---------- forms ---------- */
.field{display:flex;flex-direction:column;gap:var(--sp-2)}
.field span{color:var(--muted);font-weight:400;font-size:11.5px;letter-spacing:.12em;text-transform:uppercase}
.field input{
  background:var(--charcoal-deep);border:1px solid var(--border);border-radius:var(--radius);color:var(--text);
  font-family:inherit;font-weight:300;font-size:15.5px;padding:12px 14px;min-height:46px;width:100%;
  transition:border-color 180ms var(--ease),background 180ms var(--ease);
}
.field input::placeholder{color:#7C7C7C}
.field input:hover{border-color:#6B6B6B}
.field input:focus{border-color:var(--orange);outline:none}
.field input:focus-visible{outline:2px solid var(--orange);outline-offset:2px}
.field input:user-invalid{border-color:var(--red)}
.field input:autofill{-webkit-text-fill-color:var(--text);box-shadow:0 0 0 100px var(--charcoal-deep) inset}
.radio{display:flex;gap:var(--sp-3);align-items:center;cursor:pointer;color:var(--text);font-weight:300;font-size:16px;min-height:32px}
.radio input{accent-color:var(--orange);width:17px;height:17px;margin:0;flex:0 0 auto}
.lead-form{display:flex;flex-direction:column;gap:var(--sp-45)}
.btn--submit{font-size:15px;padding:16px 28px;min-height:52px;width:100%}
.form-error{color:var(--red)}
.form-error a{color:var(--red);text-decoration:underline;text-underline-offset:2px}

/* legal / white pages */
body.page-legal{background:var(--white);color:var(--panel)}
body.page-legal a{color:#B4600C;border-bottom:1px solid rgba(180,96,12,.35)}
body.page-legal a:hover{color:#8F4B09;border-bottom-color:rgba(143,75,9,.6)}
body.page-legal .site-header{position:static;background:var(--charcoal);backdrop-filter:none}
body.page-legal .site-header a{color:var(--text);border-bottom:none}
body.page-legal .site-header a:hover{color:var(--orange)}
.legal-doc{padding:clamp(48px,6vw,84px) var(--sp-5) clamp(56px,6vw,90px)}
.legal-doc__inner{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:var(--sp-6)}
.legal-doc h1{color:#B4600C;font-weight:400;text-transform:uppercase;letter-spacing:.05em;font-size:clamp(26px,3.6vw,40px);line-height:1.2;text-wrap:balance}
.legal-doc h2{color:#B4600C;font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.legal-doc section{display:flex;flex-direction:column;gap:var(--sp-3)}
.legal-doc p{color:var(--panel);font-weight:300;font-size:16.5px;line-height:1.75;text-wrap:pretty}
.legal-doc .eff{color:#6B6B6B;font-weight:400;font-size:13px;letter-spacing:.06em;text-transform:uppercase}
.legal-doc .lede{font-size:17px}
.legal-doc .contact{border:1px solid #D6D6D6;border-left:4px solid #B4600C;padding:var(--sp-5);gap:var(--sp-2)}
body.page-legal .site-footer{background:var(--charcoal);color:var(--text)}
body.page-legal .legal p,body.page-legal .colophon{color:var(--muted);font-size:12px}
body.page-legal .site-footer a{color:var(--text);border-bottom:none}
body.page-legal .site-footer a:hover{color:var(--orange)}
body.page-legal .colophon a{color:var(--muted)}

/* ---------- resource articles ---------- */
.art{padding:clamp(48px,5.5vw,86px) var(--sp-5) clamp(56px,6vw,96px)}
.art__inner{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:clamp(20px,2.4vw,28px)}
.art__eyebrow{color:var(--muted);font-weight:600;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase}
.art h2{color:var(--orange);font-weight:600;font-size:15px;letter-spacing:.08em;text-transform:uppercase;margin-top:clamp(12px,1.4vw,20px);line-height:1.4;text-wrap:balance}
.art p{color:var(--text);font-weight:300;font-size:16.5px;line-height:1.75;text-wrap:pretty}
.art p.lede{font-size:18px;line-height:1.7}
.art a{color:var(--orange);text-underline-offset:3px}
.art a:hover{color:var(--orange-hover)}
.art h3{color:var(--white);font-weight:400;font-size:16.5px;letter-spacing:.02em;margin:0;line-height:1.4}
.art dl{display:flex;flex-direction:column;gap:var(--sp-4);margin:0}
.art dt{color:var(--white);font-weight:400;font-size:16px;letter-spacing:.02em;line-height:1.4}
.art dd{color:var(--text);font-weight:300;font-size:16px;line-height:1.7;margin:var(--sp-1) 0 0}
.art .refs p{color:var(--muted);font-size:12px;line-height:1.7}
.art__cta{border-top:1px solid var(--border);padding-top:clamp(24px,2.6vw,32px);display:flex;flex-direction:column;gap:var(--sp-4);align-items:flex-start}

/* =========================================================
   DEVICE LAYER
   Everything below is authored for the phone first, then
   relaxed upward. It intentionally comes last so it wins
   over the shorthand paddings declared above.
   ========================================================= */

/* ---------- safe areas: every edge-touching container ---------- */
.bar,.nav,.section,.subhead,.art,.legal-doc,.site-footer,.hero__inner,.cta-dock{
  padding-left:calc(var(--gutter) + env(safe-area-inset-left,0px));
  padding-right:calc(var(--gutter) + env(safe-area-inset-right,0px));
}
:root{--gutter:var(--sp-5)}
@media (max-width:479px){:root{--gutter:var(--sp-45)}}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{overflow-x:clip}
html.is-locked{overflow:hidden}

/* ---------- touch behaviour ---------- */
a,button,summary,label,[role="button"]{-webkit-tap-highlight-color:transparent;touch-action:manipulation}
@media (hover:none){
  a:hover,.nav__links a:hover,.footer-nav a:hover,.footer-brand a:hover,.colophon a:hover{color:inherit}
  a:active,.footer-nav a:active,.footer-brand a:active,.colophon a:active{color:var(--orange)}
  .btn:hover{background:var(--orange);border-color:var(--orange)}
  .btn--ghost:hover{background:transparent;border-color:var(--border);color:var(--text)}
  .btn:active{background:var(--orange-press);border-color:var(--orange-press)}
  .btn--ghost:active{border-color:var(--orange);color:var(--orange)}
  .faq summary:hover{background:transparent}
  .faq summary:active{background:var(--surface-hover)}
  .nav__toggle:hover,.nav__x:hover,.dlg__close:hover{border-color:var(--border);color:var(--text)}
  .nav__toggle:hover span{background:var(--text)}
  .nav__toggle:active{border-color:var(--orange)}
  .nav__toggle:active span{background:var(--orange)}
  .nav__x:active,.dlg__close:active{border-color:var(--orange);color:var(--orange)}
  .art a,body.page-legal a{text-decoration:underline;text-underline-offset:3px}
}

/* ---------- thumb-zone CTA dock (phone + tablet) ---------- */
.cta-dock{
  position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;
  padding-top:var(--sp-3);padding-bottom:calc(var(--sp-3) + env(safe-area-inset-bottom,0px));
  background:rgba(22,22,22,.93);backdrop-filter:blur(12px);border-top:1px solid var(--border);
  transform:translateY(115%);transition:transform 420ms var(--ease);
}
.cta-dock[data-show="true"]{transform:none}
.cta-dock .btn{width:100%;min-height:54px;font-size:14px;letter-spacing:.05em}
@media (max-width:959px){
  .cta-dock{display:block}
  body.has-dock .site-footer{padding-bottom:calc(clamp(32px,4vw,48px) + 84px)}
}
@media (prefers-reduced-motion:reduce){
  .cta-dock{transition:none}
}

/* ---------- phone: rhythm, hierarchy, type ---------- */
@media (max-width:639px){
  :root{--header-h:69px;--section-y:clamp(56px,13vw,76px)}
  .bar{font-size:10.5px;letter-spacing:.1em;padding-top:9px;padding-bottom:9px}
  .nav{padding-top:var(--sp-3);padding-bottom:var(--sp-3)}
  .nav__logo img{height:40px}

  .h1{font-size:clamp(29px,8.2vw,40px);line-height:1.2;letter-spacing:.035em}
  .h2{font-size:clamp(23px,6.4vw,31px);line-height:1.24;letter-spacing:.04em}
  .h2--lg{font-size:clamp(24px,6.8vw,33px)}
  .h1--page{font-size:clamp(26px,7.6vw,36px);letter-spacing:.04em}
  .h3{font-size:16px}.h3--wide{font-size:17px}
  .accent{font-size:17px;line-height:1.62}
  .accent--orange{font-size:17.5px}
  .accent--lg{font-size:17.5px}
  .body,.faq details p{font-size:16.5px;line-height:1.72}
  .body--sm,.body--card{font-size:16px;line-height:1.7}
  .stat{font-size:clamp(38px,11vw,50px)}
  .fine{font-size:12.5px;line-height:1.72}

  /* the hero reads better a little shorter, so the first
     section peeks above the fold and invites the scroll */
  .hero{min-height:clamp(500px,76svh,660px)}
  .hero__img{object-position:52% 42%}
  .hero__inner{padding-top:clamp(56px,14vh,96px);padding-bottom:clamp(56px,14vh,96px);gap:var(--sp-45)}
  .hero__grad{background:linear-gradient(to bottom,rgba(30,30,30,.6) 0%,rgba(30,30,30,.15) 30%,rgba(30,30,30,.92) 100%)}

  .card{padding:var(--sp-5)}
  .card--roomy{padding:var(--sp-5)}
  .callout{padding:var(--sp-5) var(--sp-45)}
  .grid,.grid--280,.grid--320,.grid--380{gap:var(--sp-4)}
  .wrap{gap:clamp(26px,6vw,36px)}
  .btn--lg{width:100%;padding:18px 22px;min-height:58px;font-size:15px}
  .flow__step{flex:1 1 100%;min-width:0;padding:var(--sp-45);font-size:15px}
  .flow{gap:var(--sp-3)}
  .step,.pillar{padding-top:var(--sp-45)}
  .steps-row{gap:var(--sp-5)}
  .checks{gap:var(--sp-4)}
  .check p{font-size:16.5px}
  .faq summary{padding:var(--sp-45) 0;font-size:16px;gap:var(--sp-4)}
  .faq details p{padding:0 0 var(--sp-45)}
  .bio__photo{max-width:340px;height:auto;aspect-ratio:4/5}

  /* footer: two calm columns, real tap rows */
  .footer-top{gap:var(--sp-6)}
  .footer-nav{margin-left:0;width:100%;display:grid;grid-template-columns:1fr;gap:0}
  .footer-nav div,.footer-nav ul{gap:0}
  .footer-nav a{display:flex;align-items:center;min-height:48px;font-size:14px;border-bottom:1px solid var(--hairline)}
  .footer-nav div:last-child a:last-child,.footer-nav ul:last-child li:last-child a{border-bottom:none}
  .sources{gap:var(--sp-45)}
  .legal p,.colophon{font-size:12px;line-height:1.8}

  /* reference articles and the legal page */
  .art__inner,.legal-doc__inner{gap:var(--sp-45)}
  .art p,.legal-doc p{font-size:16.5px;line-height:1.78}
  .art p.lede,.legal-doc .lede{font-size:17.5px;line-height:1.72}
  .art h2{font-size:14px;letter-spacing:.09em;margin-top:var(--sp-4)}
  .art dt,.art h3{font-size:16px}
  .art__cta{gap:var(--sp-45)}
  .art__cta .btn{width:100%}
  .page-legal .legal-list li{font-size:16.5px;line-height:1.78}
}

/* ---------- phone: tables become stacked records ---------- */
@media (max-width:639px){
  .table-wrap{overflow:visible;border:none}
  .tbl-stack{min-width:0;display:block;font-size:16px}
  .tbl-stack thead{display:none}
  .tbl-stack tbody,.tbl-stack tr,.tbl-stack th,.tbl-stack td{display:block;width:auto}
  .tbl-stack tr{border:1px solid var(--border);border-bottom:none;padding:0 0 var(--sp-4)}
  .tbl-stack tr:last-child{border-bottom:1px solid var(--border)}
  .tbl-stack .th-lbl{width:auto !important;padding:var(--sp-4) var(--sp-45) var(--sp-2) !important;font-size:12px;letter-spacing:.1em}
  .tbl-stack td{padding:0 var(--sp-45) var(--sp-2) !important;line-height:1.6}
  .tbl-stack td[data-th]::before{
    content:attr(data-th);display:block;color:var(--muted);
    font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:3px;
  }
  .tbl-stack td[data-th]{padding-top:var(--sp-3) !important}
  .tbl-stack tr.hl .th-lbl{box-shadow:inset 3px 0 0 var(--orange)}
}

/* ---------- tablet: two-up instead of a lonely single column ---------- */
@media (min-width:640px) and (max-width:1023px){
  .grid--320,.grid--380{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid--280{grid-template-columns:repeat(2,minmax(0,1fr))}
  .bio{grid-template-columns:minmax(0,38%) minmax(0,1fr);gap:var(--sp-6)}
  .flow__step{flex:1 1 45%}
  .btn--lg{min-height:58px}
  .footer-nav{gap:var(--sp-6) var(--sp-7)}
  .footer-nav a{min-height:40px;display:flex;align-items:center}
}

/* ---------- landscape phone ---------- */
@media (orientation:landscape) and (max-height:520px){
  .hero{min-height:100svh}
  .hero__inner{padding-top:var(--sp-7);padding-bottom:var(--sp-7)}
  .nav__sheet-links a{min-height:48px}
  .nav__sheet-links{margin-top:var(--sp-4)}
}

/* ---------- motion, tuned for touch ---------- */
@media (max-width:767px) and (prefers-reduced-motion:no-preference){
  .js [data-reveal].is-hidden{opacity:0;transform:translateY(8px)}
  .js [data-reveal]{transition-duration:440ms}
}

/* ---------- forms on touch: no iOS zoom, generous rows ---------- */
@media (max-width:767px){
  .field input{font-size:16.5px;min-height:52px;padding:14px 15px}
  .field span{font-size:11px}
  .radio{min-height:48px;font-size:16.5px;gap:var(--sp-4)}
  .radio input{width:21px;height:21px}
  .btn--submit{min-height:56px;font-size:15.5px}
  .lead-form{gap:var(--sp-5)}
}

/* ---------- the investor-call dialog becomes a full sheet ---------- */
@media (max-width:639px){
  dialog#call{
    width:100%;max-width:none;height:100dvh;max-height:100dvh;margin:0;border:none;border-radius:0;
    padding:var(--sp-45) calc(var(--sp-45) + env(safe-area-inset-right,0px)) calc(var(--sp-6) + env(safe-area-inset-bottom,0px)) calc(var(--sp-45) + env(safe-area-inset-left,0px));
    overflow-y:auto;overscroll-behavior:contain;box-shadow:none;
  }
  .dlg__head{
    top:calc(var(--sp-45) * -1);margin-top:calc(var(--sp-45) * -1);
    padding:var(--sp-45) 0 var(--sp-4);border-bottom:1px solid var(--hairline);margin-bottom:var(--sp-45);
  }
  .dlg__title{font-size:18px}
  .dlg__close{width:44px;height:44px;font-size:20px}
  dialog#call iframe{min-height:70dvh}
  @media (prefers-reduced-motion:no-preference){
    @starting-style{ dialog#call[open]{opacity:0;transform:translateY(16px)} }
  }
}

/* Footnote and disclaimer stacks are plain text: no content-visibility here.
   The paint saving is negligible and a capped intrinsic size clips the copy. */

/* ---------------------------------------------------------------------------
   Custom booking picker (booking.js). Replaces the GHL calendar iframe with a
   native date/time picker that talks to the Cloudflare Worker booking API, so
   the visitor is never shown a second form after the popup already collected
   their details. Reuses .card / .btn / .field / .fine tokens above.
--------------------------------------------------------------------------- */
.bk{display:flex;flex-direction:column;gap:var(--sp-5)}
.bk__status{color:var(--muted);font-weight:300;font-size:14px}
.bk__dates{display:flex;gap:var(--sp-2);overflow-x:auto;padding-bottom:4px;-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.bk__date{
  flex:0 0 auto;display:flex;flex-direction:column;align-items:center;gap:2px;
  background:var(--charcoal-deep);border:1px solid var(--border);border-radius:var(--radius);
  color:var(--text);font-family:inherit;cursor:pointer;padding:10px 14px;min-width:64px;min-height:56px;
  transition:border-color 140ms var(--ease),background 140ms var(--ease);
}
.bk__date:hover{border-color:var(--orange)}
.bk__date span{font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.bk__date strong{font-size:16px;font-weight:600}
.bk__date[aria-pressed="true"]{background:var(--orange);border-color:var(--orange);color:var(--ink)}
.bk__date[aria-pressed="true"] span{color:var(--ink);opacity:.75}
.bk__slots{display:grid;grid-template-columns:repeat(auto-fill,minmax(96px,1fr));gap:var(--sp-2)}
.bk__slot{
  background:var(--charcoal-deep);border:1px solid var(--border);border-radius:var(--radius);
  color:var(--text);font-family:inherit;font-size:14px;cursor:pointer;padding:12px 8px;min-height:48px;
  transition:border-color 140ms var(--ease),background 140ms var(--ease);
}
.bk__slot:hover{border-color:var(--orange)}
.bk__slot[aria-pressed="true"]{background:var(--orange);border-color:var(--orange);color:var(--ink);font-weight:600}
.bk__slot[disabled]{opacity:.4;cursor:not-allowed}
.bk__empty{color:var(--muted);font-size:14px;font-style:italic}
.bk__confirm{display:flex;flex-direction:column;gap:var(--sp-4);background:var(--charcoal-deep);border:1px solid var(--border);border-radius:var(--radius);padding:var(--sp-5)}
.bk__confirm-when{color:var(--orange);font-weight:600;font-size:18px}
.bk__confirm-actions{display:flex;flex-wrap:wrap;gap:var(--sp-3)}
.bk__confirm-actions .btn{min-height:44px;padding:10px 20px;font-size:14px}
.bk__guests{display:flex;flex-direction:column;gap:var(--sp-3)}
.bk__guests input{
  background:var(--charcoal-deep);border:1px solid var(--border);border-radius:var(--radius);
  color:var(--text);font-family:inherit;font-size:15px;padding:12px 14px;min-height:44px;width:100%;
}
.bk__guests input:focus{border-color:var(--orange);outline:none}
.bk__error{color:var(--red);font-size:13px}
.bk__spin{
  display:inline-block;width:16px;height:16px;border:2px solid var(--border);border-top-color:var(--orange);
  border-radius:50%;animation:bk-spin .7s linear infinite;vertical-align:-3px;margin-right:8px;
}
@keyframes bk-spin{to{transform:rotate(360deg)}}
@media (prefers-reduced-motion:reduce){.bk__spin{animation:none}}